Businesses are using web portals with Secure Checkout as an alternative sales channel expanding their market reach.
Secure Checkout is a secure hosted page branded to look like your website or business invoice. Use Secure Checkout to process real-time payments without collecting, transmitting, storing, or even touching cardholder data. Or configure your Secure Checkout page to allow your clients to manage their own customer profiles. Store this customer data and payment data (card account or checking account) until you are ready to fulfill the order.
Case Study:
Merchants and vendors alike say that one of their main deciding factors was how they could securely store customer profile information and sensitive payment card data in the cloud.
Here is a common processing scenario:
During registration or check out, you capture your customer’s card details. This may potentially be the only time you would touch the card data. You can use three methods to get the card data to us for storage:
- Enter the information directly in to the Virtual Terminal.
- Use our API to enter the information directly to our hosted SSL Secure Checkout for storage and return to your application a token to this customer profile.
- Enter the information in to your application/site and have sensitive data immediately sent via the API connection to us for storage.
We consider Option 2 above to be the best option. Once the customer profile is captured and stored, use the API to specify which customer profile (token) needs to be charged and how much it needs to be charged. In this scenario, your system manages the timing and transaction value to initiate recurring transactions. Through the API and via a token, your application / site never touches sensitive payment data.